Home Plus Energy Efficiency Loan Program

Smart homeowners want to get the most value from their energy dollar. One way to increase the comfort of your home while potentially saving money is to make energy efficiency improvements.

To make this process easier, Coweta-Fayette EMC has partnered with GEMC Credit Union to develop the HomePlus Loan Program, a fast and economical way to finance your energy efficient upgrades.

  • How do I get started improving my home?

    First determine the improvements you want to make to your home and obtain an estimate for your home energy upgrades from the approved contractor list. Then complete a simple GEMC CU HomePlus Loan application and submit it to Coweta-Fayette EMC.

  • Who can qualify?

    Any existing homeowner receiving electrical service from Coweta-Fayette EMC who has a good credit score and payment history with the cooperative is eligible to apply for the loan.

  • How long does it take to process my loan application?

    Once we receive your completed application, we generally process them within 24 hours. Please do not proceed with your home improvements until you have received confirmation from GEMC CU

  • What improvements can I finance through GEMC CU?

    You may finance all EMC approved energy upgrades including Energy Star rated heat pumps, water heaters and double pane windows, plus weather stripping, attic and floor insulation, caulking, duct insulation and sealing.

  • How and when are my contractors paid?

    Coweta-Fayette EMC will verify the completion of your home improvements. You will then sign your loan documents and the check will be made payable to you and the contractor.

  • What is the interest rate for a HOMEPLUS loan?

    Call us for interest rate information. 770-502-0226

  • How will I make my loan payment?

    Your monthly loan payment will appear on your Coweta-Fayette EMC bill and will be applied to your HomePlus Loan.

In order to be eligible for the loan your contractor must meet these requirements:

  • Show proof and maintain liability insurance.
  • Employees must wear company uniforms.
  • Trucks must be clearly identified.
  • Employees must wear photo ID badges on jobs at all times.
  • Must have a license to install HVAC in good standing with the state of Georgia. Provide license number, name the license is in, and expiration date.
  • Must offer 100% customer satisfaction and money back guarantee in writing.
  • Must offer 24 hours emergency service.
  • Office phone must be answered by office personnel 8:00-5:00 Monday thru Friday.
  • Must provide proof of workers compensation insurance adequate for the size of company.
  • Must not use subcontractors except those involved in other trades (plumbers, electricians, etc…)
  • Must have company e-mail site with a way to contact company from the Internet.

EMC has BPI certified employees on staff!


Heating and Air


A Better Heating & Air Conditioning, Inc Lovejoy, 770-603-9163

Air Control Heating & Air Fayetteville, 770-460-7482 (website coming soon)

Air-Man Heating & Air Conditioning, Inc Sharpsburg, 770-251-7788

American Freedom Tyrone, 404-259-4443

Anchor Heating & Air Conditioning Co., Inc. Douglasville, 770-942-2873

Blalock Heating & Air, Inc Fayetteville, 770-460-3295

Cardin Mechanical Heating & Air Conditioning Newnan, 404-405-5548 (no website)

Crawford Heating & Air, Inc. Fayetteville, 678-357–3497 (no website)

Coolray Heating & Cooling, Inc. Marietta, 678-784-2208

Estes Heating & Air Conditioning Inc. Atlanta, 404-361-6560

Ferguson Heating & Air Conditioning Co., Inc East Point, 404-763-3240

Georgia Air Services Heating & Air-conditioning, Inc. Gay, 770-460-1525

Hammond Services, Inc Griffin, 770-227-5325

Johnson Air Services Newnan, 770-301-6447

Merrell & Associtates, Inc. Carrollton, 770-832-7330

McNutt Service Group Austell, 678-224-5665

One Call Heating and Cooling Stockbridge, 678-759-2363

Professional HVAC Consultants, Inc. Newnan, 770-304-8098 (no website)

Progressive Heating & Air Newnan, 770-253-2665

QT Contracting, Inc DBA: Powers Heating & Air Peachtree City, 770-487-2040

Reese Services Newnan, 678-725-2106 (no website)

Reliable Heating Air & Plumbing Woodstock, 770-594-9969

Royal Air LLC Newnan, 678-877-4931

Scott Walker Heating & Air, Inc. Sharpsburg, 770-304-8282

Scotty’s Heating & Air Conditioning, Inc. Turin, 770-480-7436

Service Experts Heating & Air Newnan, 678-734-9613

Southern Comfort Fayetteville, 770-461-1339

Trinity Air Inc Peachtree City, 770-486-1919

West Georgia Heating & Air, Inc. Newnan, 770-253-7955


Windows, Insulation, Etc.


American Insulation, Inc. Newnan, 678-345-0308

Arango Insulation, Inc. Fayetteville, 770-716-7514

Cloud Custom Coatings Fayetteville, 404-557-2412 (no website)

E & I Services dba Home Tech Douglasville, 678-715-8769

Exovations Tyrone, 678-923-4995

Home Energy Solutions Kennesaw, 770-419-1337

Medallion Security Door & Window Co. Inc. Fayetteville, 770-650-9537

Metro Mechanical Inc. Conyers, 770-388-0737

Newnan Home Impovement, Inc. Newnan, 770-251-0535

P.R. Southeast Fayetteville, 404-772-6789

Service Experts Heating & Air Newnan, 678-734-9613

Superior Exteriors, Inc Winston, 770-942-1118