Capital Credits

Coweta-Fayette EMC is a not-for-profit electric membership corporation that is committed to keeping rates as low as possible. Any revenues in excess of operating costs that have been collected are called net margins and patronage capital. These margins and capital are treated as equity capital contributed by the Members, and eventually must be returned to the Members in proportion to their patronage, or purchase of electricity.

Another name for patronage capital is Capital Credits. Each member has a separate Capital Credit account and it is assigned a percentage of these margins based on the amount he/she pays to the Cooperative each year.

Your cooperative uses the funds collected and allocated to the Member capital credit accounts for a number of years to install new poles, lines and transformers for the benefit of the Members. When the financial condition of the cooperative permits, your Board of Directors refunds capital credits to the members.

When capital credit refunds are issued, they are automatically sent to the name and last known address in our records. Many of the checks are returned to us because they cannot be delivered. We make every effort to locate the intended recipient or the executor of the estate if they are deceased. To see if you are due Capital Credit Refunds, simply enter the last name or address of the person you wish to find and click the “SEARCH” button.


Unclaimed Capital Credit Request

If your name or address is found on one of these lists, and you believe these capital credits belong to you, please click on the following link and complete the Capital Credit form. The information on the form will be used to research and verify your claim. Upon completion or our research, you will receive notification of our findings.

Capital Credit Inquiry

Since news of the COVID-19 virus hit our area, we have paid special attention to all the information coming out both on a national and local level. That includes information from our state and local government officials, as well as the information coming from the CDC and the Coronavirus Task Force.  As more information concerning the virus and its potential effects on our families and our community, comes out, we’ve made changes in how we are working to protect you and our employees. 
Effective Monday, March 23, Coweta Fayette EMC will further limit its daily work activities to include only essential services. This means we will continue responding to outages, maintaining our call center, and addressing various reliability issues. However, all other non-essential activities and services are being suspended until further notice. Our lobbies will remain closed but the drive-thrus at all locations are open. Members can still utilize our many online options to monitor account activity through our member portal, send service request or make payments. You can also download our free CFEMC app (available in the App Store or on Google Play).   
Our focus is the safety and welfare of our employees and their families, while at the same time providing you, our member, with reliable and dependable electric service. 
CFEMC knows this is a stressful time for everyone. Rest assured, we’ll continue to provide you with the reliable, dependable electric service you are accustomed to. We urge you to take precautions for the health and welfare of your family as well. Please continue good health habits such as washing your hands and sanitizing frequently touched areas. We also encourage you to practice social distancing. CFEMC prepares for a variety of crises. While this isn’t an outage situation caused by a major storm, our emergency plans are updated frequently, and we feel confident in our ability to keep your lights on while keeping both our employees and you safe.